For flatmates, couples, and anyone who shares a flat

Flatting shouldn't mean one person carries all the risk.

Nest keeps every shared bill in one place, makes sure every flatmate pays their share, and shows your flat what it keeps by staying on top of it. No chasing, no one person left holding the bag.

Built by people who've lived the flatting money mess, from rent and power to the group-chat IOUs.

9:41
Grey Lynn Flat AJSC
This month · house owes
$4,294
2 paid · 3 pending · you've fronted $1,406
🏠
Rent
Due Monday · $225/wk each
$900/wk
Mercury Power
Due 28th · $71 each
$285
💧
2degrees Internet
Due 1st · $22 each
$89
🛜
Water
Included in rent
incl.
🛒
Groceries pool
Shared · Countdown/Paknsave
$320
Mercury Power
Due 28th
$285
Split 4 ways · $71.25 each
AAlexPaid
JJordanPaid
SSamPending
CCaseyPending
You've covered, waiting on$142.50
Recent activity
A
Alex paid $71.25 for Mercury
2 hours ago
J
Jordan paid $71.25 for Mercury
Yesterday
S
Reminder sent to Sam
Yesterday
🔔
N
Rent split created · $225/wk each
Jun 18
C
Casey added $52.40 to groceries
Jun 17
Home
Split
Activity
Profile
0%
of NZ households rent, and that share keeps growing. Stats NZ
0
median weekly rent in NZ, flat despite 15% more demand. Trade Me
0
power price increase this year, the steepest since 1989. Stats NZ
#0
most recurring conflict between people who live together is money. Family Relations

How Nest helps

Everyone sees the same thing. Nobody carries it alone.

Not a budgeting app. Nest is the shared source of truth for your flat, so the money stops being a source of stress.

Every shared bill, in one place

Rent, power, internet, groceries. All of it visible to the people who share the flat. No more screenshots buried in the group chat, no more "can you send the bill again?"

The group chat
$
Jordan: can someone pay me back for power?
"it was $285 🙏"
Samwait how much is my share again
📷 mercury_bill.jpg
"here's the screenshot"
rent due FRIDAY
transfer me!!
Youguys I already transferred for internet
With Nest
Grey Lynn Flat
This month
$4,294
🏠
Rent
Due Monday
$900/wk
Mercury Power
Due 28th
$285
💧
2degrees Internet
Due 1st
$89
🛜
Groceries
Shared pool
$320

See who paid, and who hasn't

One clear view of who's settled and who still owes. No more "I already paid that" or chasing bank transfers in the group chat. Nest keeps the record and nudges people so you don't have to be the nag.

Being the nag
Youhey has everyone transferred for the power bill?
Samoh shoot I forgot, this weekend?
CaseyI already transferred that?? 🤔
Youno that was last month lol
You...anyone? 😬
With Nest
Mercury Power
$71.25 each · 4 people
Auto-nudged
A
Alex
Paid 20 Jun
Paid
J
Jordan
Paid 21 Jun
Paid
S
Sam
Nest reminded them
Nudged
C
Casey
Nest reminded them
Nudged
🔔 Nest handles the reminders. You never have to ask.

See the tight days coming

The winter power bill won't blindside the flat again. Nest shows what's due and when, so you know which weeks are going to be tight before they land.

Blindsided
Jordanuh why is the power bill $380 this month??
Samwinter heating hit hard 💀
Younobody budgeted for that
who's covering
this month?!
With Nest
Next 30 days
Household forecast
1 tight week
W1W2W3W4W5W6
⚠️
Week 4 is tight
Winter power spike incoming. Set aside $95 each now.

The real risk of one name on the bill

How much are you on the hook for?

If the tenancy's in your name, one flaky flatmate is your problem, and your liability. See how Nest shrinks what you carry.

$1,400 / month
Your risk today (name on the account)$1,400
Your risk with Nest (just your share)$350

Today, if a flatmate flakes, the utility company comes after the name on the account, yours. With Nest, everyone is accountable for their own share, so the most you carry is what's actually yours.

What staying on top of it is worth

A flat that runs on Nest keeps more of its money.

Late fees, winter power shocks, and lopsided splits quietly drain a shared flat. Here's what a typical four-person flat could keep in a year.

$0
in late fees avoided
0
wrong or duplicate charges caught
$0
projected saved per year

Estimated for a typical four-person household. Real numbers once you're in.

0
House health

Peace of mind, scored

Know your house is running smooth at a glance.

Nest turns "are we good this month?" into one number. When bills are paid on time, nobody's carrying extra, and there are no surprises, your flat health stays high.

Everyone transferred on time
Nobody carrying more than their share
No surprise power bills this month

Example flat. Your score reflects your own household.

A $15 disagreement about groceries can blow up like a $200 fight, because it was never really about the money. It's about trust. Nest keeps the numbers clear so the flat stays intact.

One flat. One source of truth. Nobody left holding the bag.

Make shared life less stressful.

Nest is early. Join the list and help build the thing you needed three flats ago.